Choose Card Or Cash At The Retail Cash Register
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Some people believe that in some time soon we will use our credit cards to pay for absolutely everything and cash will not be used again. Others think that will happen around the same time that people start driving around in space cars, or when we have domesticated robot maids to clean our homes and make our meals. However in modern society it is possible even now to forget your cash on a daily basis.
Just think for a moment. At petrol stations you can now pay at the pump using your card. Grocery stores, department stores and almost any place where there is a retail cash register can accept credit or debit cards, and you can even pay your waiters a tip from your card when dining at the restaurant. There are even card terminals at the windows of drive thru fast food places. It does seem possible that you could get through most days without needing cash as you can use debit and credit cards in most places.
There are both advantages and disadvantages to cash and cards. Using cash requires an in person transaction at the retail cash register. cash is stolen very easily and you cannot use it to buy things on the phone or over the internet. However, by using cash you can remain anonymous whereas cards mean that some of your personal details are passed to the seller. Fraud and identity theft are possibilities with cards.
Over-spending is one of the biggest problems people have with their credit card. When you do not physically give your cash to someone, it is easier to buy more expensive things.
Whilst we can still use cash ad cards in most places, you can make a personal decision over whether you want to carry cash or use your card all the time. One cannot say for definite if we will ever be forced to stop using cash but the credit card companies enjoy the fact that we use them more and more in society. Until then, become familiar with the advantages and disadvantages of each option, and decide which will work for your personal financial habits and discipline.
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